Lasso Plus HIP
Protect your budget from unexpected hospital costs
Hospital stays can be expensive, and can quickly extend beyond your budget. A hospital indemnity plan, or HIP, is an optional, supplemental policy that helps pay for covered hospitalizations. Combined with the Lasso Healthcare MSA, our HIP provides additional financial coverage of the MSA's member responsibility amount.
MSA + HIP = A Good Combo
Medicare MSAs and HIPs can be good complements to each other.
Let's consider an MSA...
Key Features of Our HIP
A HIP is a supplemental plan that can help pay hospitalization-related expenses, particularly those incurred prior to reaching the MSA deductible, in the member responsibility space.
Is Our HIP the Right Supplement?
With many supplemental insurance plans available, how do you know if a Lasso Plus HIP might be the right option? Consider your comfort in covering the MSA member responsibility amount, plus past and potential future hospital stays.
Your Hospital Stays in Past 12 Months + Your Likelihood of Hospital Stay During MSA Benefit Year
Able to cover the MSA member responsibility amount?
MSA
(HIP not likely to be financially beneficial)
Unable to cover the MSA member responsibility amount?
MSA + HIP
Three Unique Benefit Options
Most HIPs on the market pay a per diem, or set dollar amount per day of hospitalization. Our HIP pays the full benefit amount for each covered hospitalization stay, up to the maximum amounts.
- Inpatient Benefit $4,000
- Observation Benefit $1,000
- Calendar Year Max $4,000
- Policy Max $8,000
- Monthly Premiums $56 - $111
- Inpatient Benefit $5,000
- Observation Benefit $1,250
- Calendar Year Max $5,000
- Policy Max $10,000
- Monthly Premiums $70 - $139
- Inpatient Benefit $6,000
- Observation Benefit $1,500
- Calendar Year Max $6,000
- Policy Max $12,000
- Monthly Premiums $84 - $167
Available in Many Locations
Lasso Healthcare Insurance Company currently offers HIPs in the dark shaded states below.
Ready to Apply?
If you're enrolling online in the MSA, you'll have the option to apply online in a HIP. You can also use the dropdown below to print and mail a paper application. Or, call us at 1-800-918-2795 to enroll via phone.